Posts Tagged ‘accountant ongar’

Top 10 Finance Books – Crime, corruption and incompetence

No 10

Boomerang by Mike Lewis

We all love a top 10 list.

When it comes to finance, books come in three distinct categories.

Accounting Text books – avoid like the plague!

Firstly the long, often dry and tedious text books that sometimes have to be studied to gain professional qualifications – I would advise steering well clear of these and leaving them to the accountants and lawyers who have to study them!

Personal Finance Self Help Books

Secondly, there are the personal finance self help type books that try to teach you something as quickly as possible – there are many of these but if in doubt, the dummies books are always a good place to start.

The Exposé

And finally there are my favourite category – the exposé – a book that relies on research and investigative journalism to give you the inside story.
This is where the crime, corruption and incompetence comes in, with a little greed thrown in for good measure.
Read on for the countdown from number 10 to number 1.

Recommendation No 10 – Boomerang – Mike Lewis

Mike Lewis takes a trip around the countries at the centre of the financial crisis and attempts to explain just what happened and how the local population have been impacted. He takes us to Greece, Iceland, Ireland, Germany and California.
This book gives a totally different insight into the financial crisis, away from the CEO’s of banks, hedge fund traders and Prime ministers and is a very easy read – hence making it into our top 10 recommendations.

“Having made the U.S. financial crisis comprehensible for us all in The Big Short, Michael Lewis realised that he hadn’t begun to get grips with the full story. How exactly had it come to hit the rest of the world in the face too? Just how broke are we really?

Boomerang is a tragi-comic romp across Europe, in which Lewis gives full vent to his storytelling genius. The cheap credit that rolled across the planet between 2002 and 2008 was more than a simple financial phenomenon: it was temptation, offering entire societies the chance to reveal aspects of their characters they could not normally afford to indulge.

Icelanders wanted to stop fishing and become investment bankers.
The Greeks wanted to turn their country into a piñata stuffed with cash and allow as many citizens as possible to take a whack.
The Irish wanted to stop being Irish.
The Germans wanted to be even more German.
Michael Lewis’s investigation of bubbles across Europe is brilliantly, sadly hilarious.
He also turns a merciless eye on America: on California, the epicentre of world consumption, where we see that a final reckoning awaits the most avaricious of nations too.

This is the ultimate book of our times. It’s time to brace ourselves for impact.
And, with Michael Lewis, to laugh out loud while we’re doing it.”

Accountant OngarTransform AccountingAccountant Essex

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6 Ways to save money on Apple Products

Part 5 – Software 4 Students

For those who love becoming the owner of a new piece of technology, nothing really competes with a new purchase from Apple.

Be it an iPhone, iPod or a shiny new iMac, all are objects of desire with just one snag – the price.

Apple products are notoriously expensive, although their millions of fans feel they get value for money in the long run even if it is very painful at the time of purchase.

If you try shopping around, there are usually very retailers who will discount any Apple product, but there are a few ways that can save some money when it comes time to treat yourself.

Here is the fifth in a series of six ways to save money when making your Apple purchase. Be sure to check back for the rest of the series.

5 – Purchase Software from Software 4 Students

If you have a school or university age child, then you are eligible to purchase software for your Mac from “software 4 students” where you can take advantages of considerable discounts.


This web site will require your childs name and also needs to have their school registered but most schools and universities in the UK are already registered.

Savings vary depending on the software authors, but can often be considerable.

This company serves the UK, if you are not in the UK, it is worth searching for companies offering a similar service with similar discounts.

Good Luck!

Once I have posted all 6 tips, add a comment and let me know if there are any other ways to save on Apple products that I have missed.

Accountant OngarTransform AccountingAccountant Essex

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Transform Accounting Logo

Congratulations on finding the newly launched Transform Accounting Blog.

Transform Accounting are Chartered Management Accountants providing accounting, tax and bookkeeper services to our clients,  dedicated to helping you get your financial house in order and keeping it that way.

Based in Ongar, Essex, UK, we specialise in being an accountant for small business, helping small business owners keep tax bills to a minimum, maximise profits and ensure you meet every statutory deadline without any headaches.

To learn more about us, take a look at our web site here – Accountant Ongar.

We hope to use our blog as a way of updating our clients and anyone who is interested on what is going on in the financial world or learning more about tax, accounting and small businesses.

We are aware that not everyone finds accountancy to be the most exciting subject in the world!

But do not fear – our blog is going to contain postings on a wide variety of financial topics ranging from money saving ideas, famous people in the finance world, investments, finance in the news, and search engine optimisation.

Hopefully we can also pass on a few tips about tax and accounting along the way and save you some money.

We would love you to post comments, and any requests for future postings would be great.

Please remember to check out our web site at – Accountant Essex

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